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Buying & paying safely

If a Marketplace purchase goes wrong

Updated: 2026-09-29

Marketplace payments are made directly between you and the seller, so Sebairo does not receive the money and cannot refund it. To get a refund, contact the seller first, then use your payment method's own protection.

1. Message the seller

Most problems are a delay or a misunderstanding that can be put right. Say what is wrong and what you want: a refund, a replacement, or the item you paid for. Keep the conversation in the Sebairo chat so there is a written record.

2. Use your payment method

If the seller does not resolve it, use the recourse your payment method offers, such as a card chargeback or the payment provider's dispute process. Cash and bank transfers to someone you do not know usually offer none, so choose how you pay before you pay.

3. Report the seller

Report the listing, the seller or the conversation from the app. Reports go to Sebairo's moderation team, which removes sellers who defraud people. A report is a moderation action and does not return your money.

4. Report fraud

If you were defrauded, report it to the police or your country's fraud-reporting body. Sebairo responds to lawful requests for the information it holds. See Law Enforcement in the Legal Centre.

Nobody at Sebairo can release, hold or refund a Marketplace payment. Anyone who contacts you claiming they can, especially if they ask for a fee first, is a scammer. Report them.

Keep reading

Buying on the Marketplace
Buying & paying safely · This article explains how to buy on the Marketplace. You browse listings, message the seller or send an offer, and settle the price, the handover and the payment with the seller. Payment is made outside Sebairo.
Paying for a Marketplace purchase
Buying & paying safely · Marketplace payments are arranged directly between you and the seller, using any method you both agree on. The Marketplace has no checkout.
Buying safely
Buying & paying safely · This article gives practical steps for buying safely on the Marketplace: check the seller, agree everything before you pay and keep the conversation on Sebairo. Payment is made directly to the seller, so these steps matter.
How to spot a scam
Signing in & account security · Sebairo never asks for your password, a one-time code or a card number, whether in a chat, an email or a phone call. Anyone who asks for them is pretending to be Sebairo, however convincing they look.
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